As you are aware, a Roth IRA and Roth 401k will have a significant effect on retirement planning over the upcoming year. Those who fall into the Generation X and Y crew will soon realize that their Roth IRA will be a very important part of their investment planning. Basically, a Roth IRA is the best possible planning tool for anyone that is under the ... Full story

When you are looking for good stocks to invest in then you need to be careful where you invest especially when you look at 2008 and what happened to the stock market. It seems like this year is also turning out to be a tough market so you need to know where good investments are before you just put your money all in. It is ... Full story

Special situations can always arise. Even if you think you have a complete grasp of all IRA rules and penalties, there are always special circumstances that could change things. Many times, these situations can be complex and confusing. A common situation that arises is a job change. A lot of people do not know what to do with their current 401(k), 403(b), or other qualified retirement ... Full story

There’s an old saying that goes like this; “The market will do whatever it must to fool the majority of investors”. It’s another way of describing investor sentiment, which is known as a ‘contrary indicator’ (because the majority of investors are extremely bullish at important market tops, and extremely bearish ... Full story

The FINRA has made public today that it has fined Wachovia Securities $ 1,1 million. The fine came as a result of WC failure to mail 800,000 required notifications to its customers. FINRA detected failure in the Wachovia computer programming and operations. The system error as caused 300,000 notifications to change investment objective and around 340,000 change of address. As a concustion, Wachovia Securities and First Clearing ... Full story

Recent economic reports have stated that Canada is expected to pull through the current economic crisis very soon. Optimistic economists believe that Canadians are aware of the present situation, and that Canada as a whole is beginning to show signs of recovery. Many believe that "...Canada is better placed to come out of this current economic crisis on a much stronger footing than many other countries?" ... Full story

What I find missing most often in wealth strategies is reporting. I find it amazing how so many people think they don't need reporting. Some think they will be so successful that they don't need a report to tell them that. Others think that reporting is just for their accountant to do their taxes. And, others think they aren't big enough ... Full story

If I said to you, "aren't you sick and tired of hearing negative news", I would feed into more of the negative news as there is chance that my question could trigger a negative response. Aside from that, I wonder what it is about some people that seem to enjoy being right about some sort of pending doom and gloom. I believe that we give the ... Full story

Most investors will agree, negotiating a good deal is the most difficult part of real estate investing. Very rarely will you hear an investor say that he got everything he wanted. But practice makes perfect and in the meantime, here are a few suggestions to help you negotiate your next deal. The old saying of ‘knowledge is power’ couldn’t be more true than in real estate. ... Full story

Since the U.S. stock market hit its closing low on March 9th, it has rallied over 20%. Even prior to the Dow Jones Industrial Average's 497 point advance on March 23rd, the market had shown significant signs that a nice rally was in force. Smart investors, who've been waiting for a decent opportunity to put some capital to work, have set their sights ... Full story